Effective Date: May 22, 2026
This Privacy Policy applies to the VellumLedger mobile application ("Application"), developed by Rudra Dave ("Service Provider").
VellumLedger is designed as an offline-first personal finance application focused on secure expense tracking and financial insights.
The Application may collect limited technical and operational information necessary to provide synchronization, security, and application functionality.
Financial and transaction data entered into the Application is primarily stored locally on the user's device.
If cloud synchronization features are enabled, certain transaction and account-related data may be securely transmitted to backend infrastructure in order to provide:
The Application does not collect precise location information.
The Application does not sell personal or financial data to third parties.
VellumLedger includes AI-powered financial analysis features that process transaction and expense-related data in order to generate summaries and spending insights.
AI processing is used solely to provide application functionality and improve the user experience within the Application.
The Service Provider takes reasonable technical and organizational measures to protect user data and financial information.
On supported platforms, local databases may be encrypted using platform security features and encrypted storage mechanisms.
Data transmitted during synchronization is sent using secure network communication.
The Application may use third-party infrastructure providers and cloud services necessary for backend hosting, synchronization, and database operations.
These services are used solely for providing Application functionality.
User data may be retained for as long as necessary to provide Application functionality and synchronization services.
Users may request deletion of cloud-stored data by contacting the Service Provider.
The Application also provides account deletion functionality that removes associated cloud records when supported.
The Application is not intended for children under the age of 13.
The Service Provider does not knowingly collect personal information from children.
By using the Application, you consent to the processing of information in accordance with this Privacy Policy.
This Privacy Policy may be updated from time to time.
Continued use of the Application after changes become effective constitutes acceptance of the updated Privacy Policy.
If you have questions regarding this Privacy Policy or the Application, you may contact:
Rudra Dave
Email: vellumledger@flycricket.support